英文协议书范本
9.6 Party A shall be responsible for handling the attorney service， registry，
insurance， notarization， evaluation etc related to the contract and all expenses.
七、本合同项下的按揭律师服务费、保险费、评估费、公证费等费用按照相关规定或由甲乙双方协商承担。
第十条 违约责任Article 10 Default Liability
一、发生下列情况之一即构成违约：
10.1 Fault liability occurs in case any one of the following situations happens：
(一)甲方改变借款用途;Party A changes the purpose of the loan;
(二)甲方违反本合同约定，逾期或未按约定的金额归还借款本息;
Party A breaches the contract， failing to repay the funds on due date or failing to pay funds in full;
(三)甲方提供的证明、资料等文件有虚假、非法的情况;
The certificates and materials provided by Party A are fake or illegal;
(四)甲方死亡、被宣告死亡、被宣告失踪、丧失民事行为能力后无继承人、受遗赠人、财产代管人、监护人或者其继承人、受遗赠人、财产代管人、监护人拒绝履行本合同;
Party A is deceased， declared disappearance or death， no heirs， donatee， property keeper， guardian after losing the capacity of civil conduct， or his heir， donatee， property keeper， guardian refuses to fulfill this contract;
(五)合同履行期间，抵押人擅自处分抵押物，或者抵押人的行为足以使抵押物价值减少，乙方要求恢复原状、提供担保遭拒绝;
Within the period of the contract， in case that the mortgager disposes
the property without approval of Party B， or action of the mortgager can decrease the value of guaranty， Party B is refused of restoring the property or provision of new guarantee.
(六)合同履行期间，甲方中断、撤销乙方要求投保的保险;
(七)保证人提供虚假财务报告或者拒绝乙方对其财务状况进行监督、检查;
The guarantor provides false financial report or refuses the check and supervision of Party B on his financial status.
(八)保证人违反本合同保证条款或丧失担保能力甲方未能提供符合乙方要求的担保;
The guarantor breaches the terms of this contract or loses the ability of
guarantee， and Party A fails to provide the guarantee required by Party B.
(九)甲方或担保人其他可能影响归还乙方贷款的行为。
Other actions from Party A or the guarantor that may influence repayment of loan to Party B.
二、发生违约情况时，乙方有权采取以下一种或多种措施：
10.2 In the event of default， Party B has the right to take any one or a few
measures below：
(一)按中国人民银行的规定计收罚息和复利;
Calculate the penalty interest rate and compound interest as regulations of the People‘s Bank of China;
(二)要求甲方立即提前偿还部分或全部借款，或以合法程序处分本合同项下的抵、质押物以清偿全部借款和利息，或要求保证人履行保证责任;
Dispose the guaranty under mortgage and/or pledge by law， to pay off
the total loan and relevant interest; Require the guarantor to fulfill the guarantee liability;
(三)其他法律允许的措施。Other measures allowed by law.
第十一条 公证Article 11 Notarization
11.1 If any party under this contract makes request of notarization， this contract
shall be notarized by notary organ， and Party A shall be responsible for the
expense.
如任何一方提出对本合同进行公证，则由公证机关进行公证，公证费用由甲方承担。
11.2 If Party B requests the notarial deed of documents for creditor‘s rights with
force of compulsory execution， Party A will agree that Party B could apply to
issue the notarial deed with compulsory force with the notary organ. If Party A
fails to pay off all loan principal， interest and relevant expense on due date，
Party B could take the notarial deed directly to people‘s court with jurisdiction，
applying for compulsory enforcement， and any charges due to that will be paid
by Party A. Party A shall agree on the compulsory execution by law unconditionally， and give up all and every right to defense.
如果债权人要求对行使强制执行权力进行公证，甲方将同意乙方向公证机关申请对该行为的公证。如果甲方未能对到期的借款本金、利息和其他相关费用予以偿付，乙方可以向有管辖权的人民法院提交公证书，申请强制执行，相关费用由甲方承担。甲方应依照法律无条件接受该强制执行并放弃抗诉权利。
第十二条 纠纷的解决Article 12 Dispute Settlement
本合同履行中发生争议，各方协商解决，协商不成，各方同意采取以下第_________种方式解决：
12.1 Should any disputes happen in the process of performing the contract， all
parties shall resolve them through consultations， if no settlement is reached; either of the parties may go to law in the local People‘s Court where Party B lives.
第十三条 合同生效和终止Article 13 Taking Effect and Termination of Contract
本合同自甲方签字、乙方负责人或授权代理人签字并加盖公章之日起生效。担保需要交付的，自质物或权利凭证交付乙方占有之日起生效。需要登记的，自办妥登记之日起生效。至合同项下借款本息和相关费用全部清偿完毕后终止。
13.1 The contract shall go into effect after signed by Party A and responsible
person or the authorized representative of Party B， and sealed with common seal and special seal for contract. And it will be terminated on the day that the whole loan principal from the Party B under the contract has been paid off， including the principal， interests and relevant expenses. In case the guaranty needs to be delivered， the guaranty shall become effective upon delivery of document of title; in case that guaranty needs to be registered， the guaranty shall become effective upon settlement of registration.
第十四条 附则Article 14 Supplementary Provisions
一、与本合同相关的文件，包括但不限于甲方向乙方提交的申请借款文件、资料、证明、凭证等，均为本合同的组成部分。
14.1 Any documentation related to this contract， including but not limited to，
loan application documents， materials， certificates， etc. submitted to Party B
from Party A， shall be parts under this contract.
二、本合同份数，详见本合同第十四条第九款。
第十五条 具体约定Article 15 Detailed Provisions
一、本合同借款金额为人民币_____________(大写) ，___________(小写) .
15.1 The total amount of loan under this contract is： SAY ——RMB ONLY， that is to say， ——RMB.
二、本合同借款用于_____.15.2 The loan under this contact is used for study abroad.
三、本合同借款月利率为________‰。15.3 The monthly interest rate of loan under this contract is ‰。
四、本合同借款期限________月，自_______年_______月_____日起至________年______月________日止。还款总期数为_________期。
The term of loan under this contract is ——months， from——to ——。 Total
repayment periods are ——times.
五、账户名称： 账号： 开户行
15.5 Name of account A： Account number：
Account opening bank： China CITIC Bank
六、甲方选择的还款方式为_____________.每期还款日为_____________.甲方在乙方开立还款账户，账户一名称：_____________，账号：_____________;账户二名称：_____________，账号：______________.
15.6 The interest calculation type chosen by Party A is calculation by day.
Interest is settled by month， the loan principal and interest will be repaid by the
below way： interest will be paid off by month， principal will be repaid on due day，
monthly paid interest is ——RMB， the repayment day is——of each month.
Party A shall open a repayment account at Party B， with name account A：——account
number：——and name account B： __
__， account number：
___________________
The overdue penalty interest rate shall be overcharging 50% based on the interest rate stipulated in this contract， and penalty interest rate for misappropriate use shall be overcharging 100% based on the interest rate stipulated in this contract.
七、违约金为_____.Penalty： this contract shall be free of penalty.
八、本合同借款的担保方式为__________.
The guarantee type for the loan of this contract shall be house property
mortgage.
九、本合同一式_____份，甲、乙方各________份。
This contract shall be made in quadruplicate， having the same legal effect，
each for Party A， Party B， Real Estate Bureau and Party B.
第十六条 其他约定事项Article 16 Other provisions
本贷款合同的英文版本仅供参考。如果中英文版本有表达歧义，则以作为中文为准。
The English version of this loan contract is for reference only. If there is any
inconsistency between the Chinese and English versions of this contract， the
Chinese version shall prevail for all purposes.
甲方(签字)Party A (signature)
乙方(公章)Party B (common seal/ special contract seal)
乙方负责人(签字)Responsible or authorized representative of Party B(signature)
抵押人(签字)Mortgager (signature)
出质人(签字)Pledger (signature)
保证人(公章)Guarantor (seal)
保证人法定代表人(签字)
Responsible or authorized representative of Guarantor (seal)
______年______月_____日 Date：
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