建行笔试题目

　　中国建设银行校园招聘考试报考即将开始，为帮助广大考生更为有效、系统的复习中国工商银行招聘考试经验，小编考生整理中国建设银行招聘考试高分技巧，供复习参考。

　　考完建行春季招聘笔试，回到学校已经是精疲力尽了，看到建设银行招聘论坛里很多友人热情奉献自己的笔经，本着“前人栽树，后人乘凉”的光荣理念。希望能帮助到大家。印准考证上看到考试时间是3个小时，三个小时，真的没怎么考过这么长时间的，做好了被虐的心理准备。考完后发现还是没有做好心理准备，被虐的心久久不能平静。

　　好吧，直接进入主题，考试一开始就出现奇葩的'题目，文本校对(据说是江苏省的省考题型——知觉测试)俗称“找你妹”，5分钟30题。其实题目并不是很难，只是比较奇葩而已。而且要在规定时间内完成实属不易，这一部分是单独计时的，时间一到电脑自动跳转。这这一部分应该把大部分考生考晕了巴，考完后还有很多人说是考试题目乱码了，哎只能说题目乱套了吧!

　　第二部分，综合测试，大概划分为行测、综合专业知识、英语三个板块，2小时25分钟。行测考了言语理解、数量关系、逻辑推理、资料分析等等。其中资料分析题有好多，有4篇资料，每篇四五题，也记不清楚具体有几题了。有一大堆数字，在里面找到就不错了，还要自己笔算，很多数字都是四五位的啊，有些还带小数的，还要自己慢慢除啊，除完一个还有第二个啊，真的把我们当成计算器用了啊。综合专业知识里面考了经济法、会计、金融、经济学、计算机、银行从业等的基本知识，考的不难，但很广，只能靠平日积累了。这次的会计是给了一个简易资产负债表，叫算几个财务指标，有净资产收益率、权益指数、总资产周转率神马的。银从考了好几道职业人员操守的问题，好像都是多选。对了，还考了所谓的时政和建行常识，时政考到了十八大、中国梦、国五条，不得不感叹建行的题库真是更新得异常迅速啊。建行常识好像就只有一个它的宣传语吧，关键还是多选题呢，给我们增加了难度。这次的单选和多选是穿插出现的，所以经常会弄糊涂，所以做得时候一定要很小心。英语阅读，4篇文章，每篇5题，难度不大，没有考研的难，不过大家坚持到这块基本上已经被虐晕了，尤其再看到满篇的英文单词，反正楼主当时是看得眼花，不得不停下20秒眺望了下远方，做了下眼保健操眼睛才恢复正常，这也是靠窗坐的好处吧。

　　1、联行往来查询查复书的档案保管年限是( )

　　A、5年 B、10年

　　C、15年 D、永久

　　2、现金支票、转帐支票、银行汇票的提示付款期分别为自出票日起( )

　　A、10天 20天 20天 B、10天 10天 20天

　　C、10天 10天 一个月 D、10天 20天 一个月

　　3、信用社为个体经营者一次性签发现金银行汇票的金额不得超过( )万元。

　　A、10 B、20

　　C、30 D、50

　　4、银行汇票金额起点为( )

　　A、500元 B、800元

　　C、1000元 D、1200元

　　5、《支付结算办法》中规定的票据挂失止付通知书的有效期为( )。

　　A、7日 B、10日

　　C、12日 D、13日

　　6、银行承兑汇票的付款期限，最长不超过( )月。

　　A、1个 B、2个

　　C、3个 D、6个

　　7、汇入银行对于向收款人发出取款通知或无法通知到收款人而无法交付的汇款，应在( )月办理退汇。

　　A、1个 B、2个

　　C、3个 D、4个

　　8、《票据法》规定，持票人对票据的'出票人的权利，自票据到期日起( )年

　　A、半 B、一

　　C、二 D、

　　9、小额支付系统处理的普通、定期贷记支付业务单笔金额上限为( )。

　　A、2000元 B、5000元

　　C、10000元 D、20000元 E、50000元

　　10、柜员应按照( )的原则妥善保管使用印章。

　　A. 谁使用、谁管理、谁负责B. 谁使用、谁保管、谁管理

　　1、历史的人要办历史的事，既不要超越历史，去干那些办不到的事情;也不要推卸历史的责任，该干的事情也不去办。

　　对这句话理解正确的是

　　A.办历史的事要量力而为

　　B.办事要对历史负责

　　C.办历史的事反对冒进

　　D.要经得起历史的考验

　　2、好几次听见电台主持人问节目参与者"你叫什么"，我很反感。如果对方是一个小孩，回答说"我叫毛毛"，或者"我是珍珍"，那倒也显得有些亲切。但对方是一位有名有姓的成年人，这种问法就显得太粗鲁。我国的语汇是很丰富的，传统的"请问尊姓大名?…"台甫是?"或白话一些，"请问您的姓名?"，这不是迂腐而是应有的文明礼貌。我们应把警察审问罪犯时的第一句话"你叫什么?"和日常交往的语句区别开来。

　　根据本文，问人姓名时应该考虑对方的()。

　　A.性别 　B.职业 　C.年龄 　D.态度

　　3、这些生产厂家说，这种产品的.包装是可以生物降解的，它们一旦与其它物质混合，便会自然消失或者可以支持生物的成长。研究人员认为，真正的生物降解物质在需氧条件下可以分解成二氧化碳和水，在厌氧条件下它们则可以分解成甲烷和二氧化碳。然而，经他们试验的每个产品都不能降解，也不能达到上述标准。这段话主要支持这样一种观点：

　　A.此厂家的说法夸夸其谈。

　　B.厂家"生物降解'"表达不清。

英语有三篇阅读理解：

　　1、第一篇是反战的

　　2、第二篇是关于美元贬值的

　　3、第三篇是关于网络出版的

　　据说是考研和六级题，在网上一查，果然是的。所以能给大家奉上完整的题目!

　　美元贬值那一篇的语言十分冷幽默，挺有意思的。

　　Text 2

　　Imagine waking up and finding the value of your assets has been halved. No, you’re not an investor in one of those hedge funds that failed completely. With the dollar slumping to a 26-year low against the pound, already-expensive London has become quite unaffordable. A coffee at Starbucks, just as unavoidable in England as it is in the United States, runs about $8.

　　The once all-powerful dollar isn’t doing a Titanic against just the pound. It is sitting at a record low against the euro and at a 30-year low against the Canadian dollar. Even the Argentine peso and Brazilian real are thriving against the dollar.

　　建设银行笔试真题一：
　　1、按照“一行一策”原则，推进政策性银行改革，首先应该先推进(A)改革
　　A、国家开发银行 B、中国进出口银行 C、中国农业发展银行 D、中国银行
　　2、下面哪家大型商业银行还未在交易所上市(B)
　　A、工商银行 B、农业银行 C、中国银行 D、建设银行 E、交通银行
　　3、下面哪家大型商业银行既在上海交易所上市，又在香港联合交易所上市
　　A、工商银行 B、农业银行 C、中国银行 D、建设银行(只在香港联合交易所上市) E、交通银行
　　4、新中国第一家全国性的股份制银行是：(A)
　　A、交通银行 B、招商银行 C、恒丰银行 D、中信银行
　　5、城市商业银行是在原城市信用社的基础上组建并发展的(A)
　　A(对) B(错)
　　6、1979年，我国第一家城市信用社在(D)成立。
　　A、广东——广州B、江苏——淮安C、山东——青岛D、河南——驻马店
　　7、城市商业银行呈现出的新的发展趋势是：(ABD)
　　A、引进战略投资者 B、跨区域经营 C、体制创新 D、联合重组 E、扩大业务规模
　　8、村镇银行和农村资金互助社是(D)年批准设立的
　　A、2004 B、2005 C、2006 D、2007
　　9、2001年11月29日，全国第一家农村股份制商业银行在(C)正式成立
　　A、江苏扬州市农村商业银行B、广东潮州市农村商业银行C、张家港市农村商业银行D、甘肃张掖市农村商业银行
　　10、农村资金互助社可以向非社员吸收存款，但不可以发放贷款及办理其他金融业务。(B)
　　A(对)
　　B(错)农村资金互助社不可以向非社员吸收存款、发放贷款及办理其他金融业务、不得以该社资产为其他单位或个人提供担保
　　真题二：
　　监管岗：
　　1、我国银行业面临的风险是什么?
　　2、银行审慎经营原则的内容是什么?
　　法律岗：
　　1、 我国处理问题银行都有哪些法律和依据?
　　2、 加入WTO对我国银行立法的影响?
　　统计分析岗：
　　1、泊松分布的特征是什么?举几个生活中的例子。
　　2、我国商业银行在风险应用管理方面存在的问题?
　　会计岗：
　　1、我国会计体系的框架是什么?
　　2、美国《***82年(班德斯—德鲁斯)会计法案》的原则和内容是什么?
　　计算机岗：
　　1、LINUX的特征、体系和功能?
　　2、主要有哪些[被过滤]手段?
　　综合文秘管理岗：
　　1、怎样完善银行业的内控机制?
　　2、银行业从业人员的职业操守是什么?
　　金融岗：
　　1、谈谈国际化银行应具备的特征?
　　2、结合新农村建设，谈谈如何完善农村金融服务体系?
　　3、关于**在银行业监管中的'角色和作用(英文论述)
　　真题三：
　　2小时100道题(英语三篇阅读，比较简单，生词很少。行测不难，数列什么的基本都能做出来，有**等差数列题)
　　行测类
　　1、义和团运动，甲午战争，马关条约，辛丑条约 排序
　　2、[被过滤]讲话中引用屈原的某某诗句，说明了什么什么。公务员考试中有复习到[被过滤]引用诗句说明什么问题的。
　　3、世界上语言濒危，以下那点反驳上述观点(现在的有些语言已经得到保护)。公务员原题
　　4、图形推理。我一个都没推出来。咱也是复习过公务员的人啊……反正那三个推理不是线段数不是封闭区域数。记得有这么个题：合，行，横，鸿，?。答案应该是“虎”因为汉语拼音都是以h开头的。
　　专业类
　　1、MCx/MCy代表了什么(边际替代率)
　　2、cpi除以处于什么状态是严重通货膨胀?>5%
　　3、下面这幅图是(A，j曲线。B，BP曲线。C，LD曲线。D，菲利普斯曲线)大家把这四个曲线复习一下。
　　4、经济繁荣周期，下图所示的经济繁荣周期，哪点是繁荣期?
　　5、传统商业银行的风险不包括下面哪个?(传统商业银行的风险有操作市场信用风险)
　　6、2010年1月中央银行上调的是(存款准备金)
　　7、现代经济学之父是(亚当斯密)
　　8、商业银行法规定商业银行的注册资本为(1亿人民币)
　　9、期货中的保证金比例为多少(是不是5-10%??)
　　10、下列哪个是资本市场(选项有外汇市场，货币市场等)当时我只在这两个选项中纠结没记得别的选项。不过好像这两个都不是……
　　11、2010博鳌论坛主题
　　12、谈及泰国的新闻，泰国总理(阿披实)。应该是阿披实吧。可是我复习公务员的时候还是他信呢然后这个选项就选了他信。我平时不怎么看时政的呜呜……也忘了这个题中的泰国新闻是什么时候的
　　13、基尼系数“警戒线”0.4
　　14、结算业务属银行的(中间业务)
　　15、银行个客户办事收取客户手续费是什么业务?应该也是中间业务吧…
　　16、今年我国旱情波及哪几个省
　　17、TCP/IP是什么(传输控制协议/因特网互联协议，又叫网络通讯协议)
　　18、windows2000下按那个键可出来搜索的窗口?ctrl+f,shift+f,ctrl+shift+f，alt+f.我在计算机上试了半天，怎么都不行啊……
　　19、全选的快捷键，这个选项比较简单，找到带a(ALL)的那个就行了，不像上面那个题，全是find
　　20、EXCEL中按哪个键可以到下一行(ENTER) 我没记错题吧?是下一行还是下一个空格?
　　21、没有会计计算的题，只出了这一个：土地价格=什么什么/利率，某年价格为4000，什么什么为20，过了一阵子，利率不变，什么什么变为30，则价格为?不是6000么?这么简单，还是有陷阱我不知道?
　　22、我国现已规定二套房贷贷款首付款比例不得低于(40%)，贷款利率不得低于中国人民银行公布的同期同档次基准利率的(1.1倍)。
　　23、某人在学校期间编写了一套软件，则受保护时间为( )不知道……我选的是字公布之日起25年，也可能是50年……这个都查不到网上……
　　24、小李面试时谎称自己精通法语，公司因为要与法国某公司开展业务就与其签订合同。结果小李法语并不熟练，给公司带来很大损失。公司要与其解约，有权吗?
　　25、通货膨胀有多种方式，不包括下面哪种?(通胀分为：需求拉动通胀 ·成本推动通胀 ——今称“供给震荡型通货膨胀”·固有型通货膨胀)答案选什么啊?好像就是这四个选项……
　　26、还有个公司什么的，选项中有杠杆租赁之类的，我因为刚看过09财管真题就选了这个，不过好像不是原题……
　　27、甲为一有限责任公司的小股东，不参与公司经营管理。根据公司法的规定，下列文件中，甲有权查阅和复制的有( )。
　　A。股东会会议记录　B。财务会计报告C。公司会计账簿D。公司章程【答案】ABD
　　28、今年的火山灰是哪个地方的(冰岛)
　　29、吉利收购沃尔沃。沃尔沃是哪个旗下?(通用)
　　英语类
　　Psychiatrists (精神病专家) who work with older parents say that maturity can be an asset in child rearing - older parents are more thoughtful, use less physical discipline and spend more time with their children. But raising kids takes money and energy. Many older parents find themselves balancing their limited financial resources, declining energy and failing health against the growing demands of an active child. Dying and leaving young children is probably the older parents' biggest, and often unspoken, fear. Having late-life children, says an economics professor. often means parents, particularly fathers, "end up retiring much later." For many, retirement becomes an unobtainable dream.
　　Henry Metcalf. a 54-year-old journalist, knows it takes money to raise kids. But he's also worried that his energy will give out first. Sure, he can still ride bikes with his athletic fifth grader, but he's learned that young at heart doesn't mean young. Lately he's been taking afternoon naps (午睡) daohang to keep up his energy. "My body is aging," says Metcalf. "You can't get away from that."
　　Often, older parents hear the ticking of another kind of biological clock. Therapists who work with middle-aged and older parents say fears about aging are nothing to laugh at. "They worry they'll be mistaken for grandparents, or that they'll need help getting up out of those little chairs in nursery school," says Joann Galst, a New York psychologist. But at the core of those little fears there is often a much bigger one: "that they won't be alive long enough to support and protect their child," she says.
　　Many late-life parents, though, say their children came at just the right time. After marrying late and undergoing years of fertilily (受孕) treatment, Marilyn Nolen and her husband. Randy, had twins. "We both wanted children," says Marilyn, who was 55 when she gave birth. The twins have given the couple what they desired for years, "a sense of family." Kids of older dads are often smarter, happier and more sociable because their fathers are more involved in their lives. 'The dads are older, more mature," says Dr. Silber, "and more ready to focus on parenting."
　　1. Why do psychiatrists regard maturity as an asset in child rearing?
　　A) Older parents are often better prepared financially.
　　B) Older parents can take better care of their children.
　　C) Older parents are usually more experienced in bringing up their children.
　　D) Older parents can better balance their resources against children's demands.
　　2. What does the author mean by saying "For many, retirement becomes an unobtainable dream" (Lines 7-8, Para. 1)?
　　A) They are reluctant to retire when they reach their retirement age.
　　B) They can't obtain the retirement benefits they have dreamed of.
　　C) They can't get full pension unless they work some extra years.
　　D) They have to go on working beyond their retirement age.
　　3. The author gives the example of Henry Metcalf to show that
　　A) older parents should exercise more to keep up with their athletic children
　　B) many people are young in spirit despite their advanced age
　　C) older parents tend to be concerned about their aging bodies
　　D) taking afternoon naps is a good way to maintain energy
　　4. What's the biggest fear of older parents according to New York psychologist Joan Galst?
　　A) Approaching of death. C) Being laughed at by other people.
　　B) Slowing down of their pace of life. D) Being mistaken for grandparents.
　　5. What do we learn about Marilyn and Randy Nolen?
　　A) They thought they were an example of successful fertility treatment.
　　B) Not until they reached middle age did they think of having children.
　　C) Not until they had the twins did they feel they had formed a family.
　　D) They believed that children born of older parents would be smarter.
　　6. B Older parents can take better care of their children.
　　7. D They have to go on working beyond their retirement age.
　　8. C older parents tend to be concerned about their aging bodies
　　9. A Approaching of death.
　　10. C Not until they had the twins did they feel they had formed a family.
　　Vocabulary
　　Consumers are being confused and misled by the hodge?podge of environmental claims made by household products, according to a “green labeling” study published by Consumers International Friday.
　　Among the report’s more outrageous findings — a German fertilizer described itself as “earthworm friendly” a brand of flour said it was “non?polluting” and a British toilet [被过滤] claimed to be “environmentally friendlier”.
　　The study was written and researched by Britain’s National Consumer Council (NCC) for lobby group Consumer International. It was funded by the German and Dutch governments and the European Commission.
　　“While many good and useful claims are being made, it is clear there is a long way to go in ensuring shoppers are adequately informed about the environmental impact of products they buy,” said Consumers International director Anna Fielder.
　　The 10?country study surveyed product packaging in Britain. Western Europe, Scandinavia and the United States. It found that products sold in Germany and the United Kingdom made the most environmental claims on average.
　　The report focused on claims made by specific products, such as detergent insect sprays and by some garden products. It did not test the claims, but compared them to labeling guidelines set by the International Standards Organization (ISO) in September,1999.
　　“Many products had specially?designed labels to make them seem environmentally friendly, but in fact many of these symbols mean nothing.” said report researcher Philip Page.
　　“Laundry detergents made the mostnumber of claims with 158. Household cleaners were second with 145 separate claims. while paints were third on our list with 73.The high numbers show how very confusing it must be for consumers to sort the true from the misleading.” he said.
　　The ISO labeling standards ban vague or misleading claims on product packaging, because terms such as “environmentally friendly” and “non?polluting” cannot be verified. “What we are now pushing for is to have multinational corporations meet the standards set by the ISO.” said Page.
　　1. According to the passage, the NCC found it outrageous that.
　　A)all the products surveyed claim to meet ISO standards
　　B)the claims made by products are often unclear or deceiving
　　C)consumers would believe many of the manufactures’ claim
　　D)few products actually prove to be environment friendly
　　2. As indicated in this passage, with so many good claims, the consumers.
　　A)are becoming more cautious about the products they are going to buy
　　B)are still not willing to pay more for products with green labeling
　　C)are becoming more aware of the effects different products have on the environment
　　D)still do not know the exact impact of different products on the environment
　　3. A study was carried out by Britain’s NCC to.
　　A)find out how many claims made by products fail to meet environmental standards
　　B)inform the consumers of the environmental impact of the products they buy
　　C)examine claims made by products against ISO standards
　　D)revise the guidelines set by the International Standards Organization
　　4. What is one of the consequences caused by the many claims of household products?
　　A)They are likely to lead to serious environmental problems.
　　B)Consumers find it difficult to tell the true from the false.
　　C)They could arouse widespread anger among consumer.
　　D)Consumers will be tempted to buy products they don’t need.
　　5. It can be inferred from the passage that the lobby group Consumer International wants to.
　　A)make product labeling satisfy ISO requirements
　　B)see all household products meet environmental standards
　　C)warn consumers of the danger of so?called green products
　　D)verify the efforts of non?polluting products
　　bdcba
　　Interest in pursuing international careers has soared in recent years， enhanced by chronic (长久的) personnel shortages that are causing companies to search beyond their home borders for talent.
　　Professionals seek career experience outside of their home countries for a variety of reasons. They may feel the need to recharge their batteries with a new challenge. They may want a position with more responsibility that encourages creativity and initiative. Or they may wish to expose their children to another culture， and the opportunity to learn a second language.
　　When applying for a job， one usually has to submit a resume or curriculum vitae (CV). The two terms generally mean the same thing： a one-or two-page document describing one’s educational qualifications and professional experience. However， guidelines for preparing a resume are constantly changing. The best advice is to find out what is appropriate regarding the corporate (公司) culture， the country culture， and the culture of the person [被过滤] the hiring decision. The challenge will be to embrace two or more cultures in one document. The following list is a good place to start.
　　● “Educational requirements differ from country to country. In almost every case of ‘cross-border’ job hunting， just stating the title of your degree will not bean adequate description. Provide the reader with details about your studies and any related experience.”
　　● Pay attention to the resume format you use-chronological or reverse-chronological order. Chronological order means listing your ‘oldest’ work experience first. Reverse-chronological order means listing your current or most recent experience first. Most countries have preferences about which format is most acceptable. If you find no specific guidelines， the general preference is for the reverse-chronological format.”
　　● If you are submitting your resume in English， find out if the recipient (收件人) uses British English or American English because there are variations between the two versions. For example， university education is often referred to as ‘tertiary education’ in the United Kingdom， but this term is almost never used in the United States. A reader who is unfamiliar with these variations may assume that your resume contains errors.
　　1. Companies are hiring more foreign employees because ________.
　　A) they find foreign employees are usually more talented
　　B) they need original ideas from employees hired overseas
　　C) they want to expand their business beyond home borders
　　D) they have difficulty finding qualified personnel at home(D)
　　2. The author believes that an individual who applies to work overseas ________.
　　A) is usually creative and full of initiative
　　B) aims to improve his foreign language skills
　　C) is dissatisfied with his own life at home
　　D) seeks either his own or his children’s development(D)
　　3. When it comes to resume writing， it is best to ________.
　　A) take cultural factors into consideration
　　B) learn about the company’s hiring process
　　C) follow appropriate guidelines for job hunting
　　D) know the employer’s personal likes and dislikes(A)
　　4. When writing about qualifications， applicants are advised to ________.
　　A) stress their academic potential to impress the decision maker
　　B) give the title of the university degree they have earned at home
　　C) provide a detailed description of their study and work experiences
　　D) highlight their keen interest in pursuing a ‘cross-border’ career(C)
　　5. According to the author’s last piece of advice， the applicants should be aware of ________.
　　A) the different educational systems in the US and the UK
　　B) the differences between the varieties of English
　　C) the recipient’s preference with regard to the format
　　D) the distinctive features of American and British cultures(B)
 

　　一。专业单选题 30 会计：对营业利润有影响的有哪些变动; 金融：巴塞尔协议的新规定和关于监管的新的风险管理，金融工具怎样套期保值，如果汇率预期下降应该买进即期外汇卖出远期外汇;财政：支出乘数，按不同条件分类; 经济法(特别是票据法)，票据的要式条件(必须写日期，付款人?如果银行出了该汇票，没有写付款人是否默认为自己银行是付款人)，承兑日期，定金合同当事人只交了一部分的钱该定金合同是否有效;如果债权转让没让连带责任人知晓是否有效;

　　二。专业多选题 15 管理(有三个方案，哪个方案最优。数字不一定正确。好效益是0.7的概率，差效益是0,3，方案一是建大厂，投资140w，使用十年，每年估计有120W收入(好像是)方案二，投资小厂 投资90W使用十年，每年估计100W的收入，方案三，投资小厂用三年，如果效益好，就扩建成大厂，追加投资200W，估计使用7年，每年收益95W。问三个方案哪个最优。 参与式，授权式，命令式，高的.层次没得到满足低的层次需求就越旺盛是什么理论，员工士气下降，次品率增多，所以对员工激励应该是最近工资较低而长远的利益较多反正我选的是这个)，营销(怎样延长成长期：开发新产品，改进质量，投放广告等等多选)，投放广告属于市场渗透还是市场开发等等，

　　三、英语阅读 3篇每篇5个。完全没时间做了

　　四。语言搭配 行测

　　五。图形推理 简单

　　六。数学运算 分数那题不会，还有一题是8,11,14,17,20。2*a+b(a从4开始，b从0开始)最后一个应该是2*9+5应该是23，但是没有这个选项不知道是为什么