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8.1 常见问题(FAQ)

1. What kind of services do the Hang Seng e-Banking offer? Currency, you can enjoy the following services -Account enquiry

- Transfer (between your accounts within Hang Seng Bank (China), to pre-registered third party accounts within Hang Seng Bank (China) and to pre-registered accounts maintained with other banks in Mainland China))

- Remittance to pre-registered overseas bank accounts

- Remit remaining balance from RMB TT Account back to your pre-registered HK Hang Seng RMB Account (Only available to Hong Kong or Macao residents who have valid HK Hang Seng RMB Account)

- Time Deposit

- Electronic monthly statement / electronic transaction notification - Exchange rate and interest rate enquiry - Customer services

·More e-Banking services will be provided later on.

2. Does Hang Seng e-Banking offer 24-hour services?

Yes. Hang Seng e-Banking service is available 24 hours a day, seven days a week. However, certain banking transaction cut-off times apply and some transaction instructions received after standard working hours will be handled on the next working day. For further details, please refer to the relevant terms contained in the account transfer and time deposit documents.

3. What requirement do I have to fulfill to register the Hang Seng Personal e-Banking services Simply open a personal account in any of our branch/sub-branch and you can enjoy this service. However, joint account with signature instruction of ‘joint signature’ is not included in this service at the moment.'

4. Are there any charges for using Hang Seng Personal e-Banking?'

No. This service is free of charge. However, there will be charges on individual transaction such as remittance to overseas bank, inter-city transfer or intra-province remittance, and apply for cheque book.

5. What should I do if I forgot the electronic banking password?

You may call the Customer Service Hotline, contact our Customer Service Representatives or visit any of our branch to re-apply the electronic banking password.

6. What will happen if I have input incorrect information during the log-on process?

If you input wrong information, e.g. an incorrect EBN or PIN, the system will prompt you to re-input the information. However, if you input an incorrect PIN three times in a row, you will be unable to access the system and will have to call our Customer Service Hotline or contact our Customer Service Representatives.

7. How long can I enquire my transaction history?

You may enquire about your transaction history for the past two bank statement cycles. 8. Can remittance transfer to different currency account?

Currently, e-banking is only applicable to same currency remittance instruction. If you would like to transfer the remittance to a different currency account, please visit any of our branches in person.

All remittance services are bounded by regulations of the State Administration of Foreign Exchange. (SAFE)

9. Can I transfer different currencies or transfer to different account type?

Currently, e-banking is only applicable to same currency type and same account type transfer. If you would like to conduct different currency type or different account type transfer, please visit any of our branches in person.

 10. What is the transfer limit

The maximum transfer limit depends on the account types:

- Transfer between your accounts within Hang Seng Bank (China): No limit;

- Transferto pre-registered third party accounts within Hang Seng Bank (China): Daily Maximum amount up to RMB 1,000,000 or equivalent.

- Transfer to pre-registered accounts maintained with other banks in Mainland China: Maximum amount per transaction up to RMB100,000.

11. What kind of time deposit services do Hang Seng Personal e-Banking offer?

We offer up to 1 year Time Deposit Services.`

12. What kind of time deposit services can I enjoy via Hang Seng Personal e-Banking services? - Set up new deposit)

- Set up or amend maturity instructions - Enquire time deposit rate.

如果您的问题没有出现在常见问题专栏中,您可以通过如下的方式跟我们联系,我们会有专业的工作人员来负责解答您的问题。

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