1.Chapter 2 ----- Money, Banking & The Economy Main contents in this chapter: Definition, Functions Properties, types of Money; Money Supply; Money Creation 2. Contents in Chapter 3----- The H.K. Banking Regulations: Capital Adequacy Ratio; Liquidity Ratio; Market Risk Exposures 3. China: Regulation & supervision of Commercial Banks; U.S.A.: The Fed；Other banking practices in other countries are of less importance. 4. Chapter 5 ----- Financial Institutions, The Capital & Money Markets Main contents in this chapter: Introduction; Financial Institutions, Capital & Money Markets; Money Markets; Inter-bank Market 5. Chapter 6 ----- Bank Clearing System & Fund Transfer Main contents in this chapter: Fundamentals of Payment; Clearing Arrangements; Other Fund Transfer System (BACS, CHAPS, CHIPS FedWire); Major Payment Systems; Negotiable instruments; Cheques; Holder in Due Course; Holder for Value; Real Time Gross Settlement System 6. A simple understanding of the contents in Chapter 7---- Banking Business for the personal sector and in Chapter 8---- Banking Services for the business sector 7. Chapter 10---- The Banks’ Role in international trade Main contents in this chapter: Banks’ Role in international trade finance; Services provided by banks for exports & importers; Trade Finance 8 Chapter 10---- Financing Foreign Trade Main contents in this chapter: Introduction; Documentary Credits; Documentary Credits Arrangements; Functions of Documentary Credits; Documentary Collections; Documentary Collections Arrangements; Other parts in this chapter. 9. Main Ideas in Chapter 12 ---- International Money Transactions: Money Transfer; Methods of Payment (Draft, MT, TT); Comparison of Different Forms of Transfer; SWIFT 10. The whole contents in Chapter 13--- F X 11. The main parts in Chapter 14--- Basic Considerations in Granting Credit Facilities: Canons of lending; Sound Bank Lending; Credit Reference Services 12. Main contents in Chapter 18 ---- Balance Sheet Analysis：Types of